process of getting a new roof through insurance
Whether you have a hole in your roof, or a storm blew through and damaged it, your insurance policy may cover the repair or replacement. Navigating the paperwork and phone calls of filing insurance claims in St. Louis, MO, can seem daunting. Still, there are ways to simplify the process.
Should I Make an Insurance Claim On My Roof
The first step is to call your insurance company and find out what they cover. Some companies take into account the age of the roof and adjust their compensation accordingly. Often they’ll send out an inspector to verify the damage. Once you establish how much the insurance will pay, you can start researching your options for a contractor.
Working with roofing contractors
It’s best to find a residential roofing contractor that has experience with insurance claims. They will provide an estimate for the work and can help you navigate the claims process.
document your roof damage
Keeping a record of before and after photos of your roof can help the insurance company verify the damage. Once the work is complete, take updated pictures so your records are current.
While damage to your roof can create a lot of headaches, your roofer and insurance company will work together to make sure you are covered.
If you’re wondering if your home is in need of new gutters, they’re are a few things to consider. Proper drainage is essential for the care of your home. When rainwater isn’t sufficiently diverted from your property, your home becomes prone to leaks, water damage, foundation damage, and other potentially costly problems. The best solution is to ensure that your gutters are in good condition and cleaned regularly. Here are some signs that your home may be due for gutter replacement in St. Louis, MO:
- Pools of Water, Mildew around Your Home’s Foundation – Your gutter system is designed to prevent water from pooling near the foundation. If you notice water or mildew, it may be due to a clog that you can simply clean. On the other hand, pooling may also be the result of structural damage to your gutter.
- Cracks in Your Gutter – Small cracks may seem like no big deal. However, over time, small cracks become larger ones and will contribute to the failure of your gutter system.
3.Paint Peeling on Your Gutter – Your gutter’s paint is intended to help weatherproof the system. When paint begins to peel, it could be due to cracks or other damage that prevents the system from operating properly.
- Sagging, Loose Gutters – When your gutters begin to sag and pull away from the house, this is the most obvious sign that you need gutter replacement or repair right away.