Posts tagged with "Storm Damage"

Secrets to Preparing for an Insurance Claim After Storm Damage to Your Roof

Storms can be scary, and the aftermath can be even worse. If
your roof took a beating from hail, wind or heavy rain, you might be feeling
overwhelmed; however, there are steps you can take to make certain that your
claim is successful. Here are some key things to do before you call your
insurance company.

Safety First

Before you even think about contacting your insurance company, make sure
your home is safe. Damaged roofs can pose a danger of falling debris or leaks
that could damage your belongings. If there is major damage, it’s best to stay
out of the house until a professional can inspect it. You can also call your
local fire department or emergency services if there is a danger of immediate
collapse.

Document the Damage

Once it is safe to do so, take lots of pictures and videos of
the damage to your roof. Get close-up shots of any missing shingles, cracks or
holes. Also, take pictures from a safe distance to show the overall extent of
the damage. If possible, try to capture the date and time in the photos using
your camera settings. This will be helpful evidence for your insurance company.

Make Temporary Repairs (If Possible)

While you wait for a professional adjuster to assess the damage, you
might need to make some temporary repairs to prevent further damage from rain
or leaks. This could involve covering exposed areas with a tarp or plywood. Do
not try to do any of these activities yourself because you can put you and your
family in serious danger. It is always best to err on the side of caution and
hire a professional.

Gather Important Documents

When you contact your insurance company, they will likely ask
you for some documents.  Here are a few
things to have on hand:

• Your insurance policy information: Find your policy
documents or contact your insurance company to get your policy number and any
other relevant details.

• Proof of ownership: This could be your mortgage paperwork
or the deed to your house.

• Roof maintenance records: If you have any records of
recent roof repairs or inspections, those can be helpful.

By taking these steps before you call your insurance
company, you will be in a much better position to get your claim approved quickly
and efficiently. The more information you can provide, the easier it
will be for your insurance company to process your claim, and you will have a higher chance of a successful outcome.

If you need help with your storm damage claim, contact Shelby Roofing & Exteriors. Started in 1983 by Pat Shelby, Shelby Roofing & Exteriors focuses on residential and commercial servicing. We service Southern IL and the Missouri area, and we are well-known for our outstanding workmanship. Our experts will guide you through the process, and we will make all the necessary repairs to restore your home to its glory.

What You Should Do When a Large Tree Falls on Your Roof

It’s an unusual incident, but a tree falling on your roof isn’t entirely unique. Wind damage and storm damage are guilty of dropping tree limbs and even whole trees on top of roofs. When it’s a limb, the damage usually isn’t so bad. An entire tree is rather catastrophic, but it isn’t the end of the world.

Find a Contractor for Emergency Roofing Services

The first thing you need to do is relocate to a safe location. Then you need to find a contractor that offers emergency roofing services. The contractor will have to work quickly to remove the tree, piece by piece, from off of your roof. Then the real damage can be assessed before repairs begin. The contractor will put a tarp over the roof if the tree crushed the roof with enough force to leave large openings. 

Filing an Insurance Claim

This is an “act of God”, something that most insurance companies will cover when you file a claim. File your insurance claim as soon as the tree has been removed so that you can get good pictures of the damaged roof. The insurance company may still send a claims adjuster to your address to see the damage and get an adequate estimate for repairs. It’s the same process even if you only had hail damage.

Replacing the Roof

If the tree was of immense size and crushed the roof, there may be structural damage to the roof and possibly to the walls in your home. After a thorough investigation and determination of the damage to your home, the work begins. The roofer can replace and rebuild the roof, but any structural damage to walls will have to be done before the roof can be replaced. Expect a couple of weeks for really major repairs and roof replacement work to be completed.

When the Wind Blows: Signs of Wind Damage to Your Roof

You’ll not just walk into or see roof damage as you walk around your
home. Our hearts rejoice at the sunlight streaming into our homes through
parted clouds. However, rarely do we think of the effects the storm and wind
might have left on our roofs. The roof may have bang-ups, missing asphalt, or
loose shingles.

Most roof damages are caused by strong winds blowing roofing materials
off your home. This is more common in storm-prone regions, such as tornado and
hurricane zones. Below are several signs of wind damage:

1. Missing or Loose Shingles

Missing or loose shingles are widespread with asphalt shingles after a
windy storm. Avoid walking on your roof to check its condition as it could lead
to serious falls if it’s slippery. Hence, you can inspect your roof using
strong binoculars.

2. Curling Shingles

Hail damage is also more susceptible at the edge of asphalt shingles and
other pressure points. Hence, when inspecting your roof, you should check for
signs of curling shingles before they start peeling off. Shingles on your roof
are responsible for protecting your home from water damage. However, when the
shingles are curled, it is possible to encounter potential leaks. If not
addressed on time, your roof could deteriorate faster than expected.

3. Missing Granules

Asphalt shingles are covered with small pieces of crushed stones known
as granules. These granules offer an additional safeguard for your asphalt
shingles. When your roofs get old, the granules begin shedding, exposing your
roof unprotected from impact. Storm damage can cause these granules to be shed
off prematurely.

Therefore, after a windy storm, you should look for pooled granules in
the gutters. A few pieces here and there shouldn’t worry you. However, noticing
a significant collection of these granules might be a sign of wind damage.

Wind storms can cause serious damage to your roof. Thankfully, most of
these damages are repairable if it is caught early. For better and more
reliable roof inspection, contact Shelby Roofing & Exteriors today. We’ll
also handle Insurance Claims for you with ease.

What You Should Do When a Large Tree Falls on Your Roof

It’s an unusual incident, but a tree falling on your roof isn’t entirely unique. Wind damage and storm damage are guilty of dropping tree limbs and even whole trees on top of roofs. When it’s a limb, the damage usually isn’t so bad. An entire tree is rather catastrophic, but it isn’t the end of the world.

Find a Contractor for Emergency Roofing Services

The first thing you need to do is relocate to a safe location. Then you need to find a contractor that offers emergency roofing services. The contractor will have to work quickly to remove the tree, piece by piece, from off of your roof. Then the real damage can be assessed before repairs begin. The contractor will put a tarp over the roof if the tree crushed the roof with enough force to leave large openings. 

Filing an Insurance Claim

This is an “act of God”, something that most insurance companies will cover when you file a claim. File your insurance claim as soon as the tree has been removed so that you can get good pictures of the damaged roof. The insurance company may still send a claims adjuster to your address to see the damage and get an adequate estimate for repairs. It’s the same process even if you only had hail damage.

Replacing the Roof

If the tree was of immense size and crushed the roof, there may be structural damage to the roof and possibly to the walls in your home. After a thorough investigation and determination of the damage to your home, the work begins. The roofer can replace and rebuild the roof, but any structural damage to walls will have to be done before the roof can be replaced. Expect a couple of weeks for really major repairs and roof replacement work to be completed.

Key Areas on a Roof That Every Homeowner Should Check After a Storm

Storm damage, whether from rain or hail, is a trying time for homeowners. Hail damage is considered the leading cause of property loss in the United States, with the most impacted area being the roof. The cost of roofing replacements ranges between $9,191 and $80,000. This makes the roof the key area to check for damage after a storm. With roofs being designed to protect your house from any harsh weather, they suffer the most. You could be in for a big surprise if you fail to check them after a storm. Below are the critical areas on your roof you should inspect after a storm.

Shingles

Shingles are the most apparent areas to check after a storm. A hail storm involves hailstones between 1 and 1.75 inches in diameter punching through your roof with very high intensity. Hail damage on shingles takes the form of cracks, missing shingles, or torn shingles. If you observe shingles damaged by weather-related damage, you must document them to file an insurance claim.

Long Valleys

For those with high roofs with peaks, you most likely have long valleys. Rain and hail storms pummel these areas, causing them to loosen and lift. Check the hails for any hail damage and ensure they are still intact and no water leaks underneath them. Confirm whether the flashing is loose, which, if it is, you can include in your insurance claim to cover the costs of replacements or repairs.

Attic

From the outside, your roof may appear undamaged. However, there may be unseen leaks that can only be located from the inside. This may require you to go up in the attic after a storm and look for signs of storm damage. Water stains on walls and ceilings to mold on your exterior walls are the signs of invisible leaks.

Flat Areas

Storms, especially hail, love to hit flat areas, resulting in storm damage. As the hail bounces off, it leaves dents the size of an orange or nickel. If you have flat or close-to-flat surfaces on your roof, check them for hail damage. The damage can be repaired as part of a homeowner’s insurance claim.

If you need help spotting roof damage, hiring a professional roofer is wise. At Shelby Roofing & Exteriors, we offer roof repairs and replacements and work with your insurance claim in case of storm damage. Contact us for all your roofing needs in St Louis.

The Perks of Hiring a Professional Roof Installation Team

Introduction

Putting up a roof over your home is a huge investment, and nobody wants to repeat it in a few years. That is why you must ensure that you hire the best team on the market to install your roof. While there may be many cheaper options available, they may not always end up positively. DIY projects also don’t give the quality that your family home deserves. Do not look at the roofing cost more than what you gain now and in the long term. Our team compiled this article to help you understand why it is crucial to work with professional roofers during the construction of your family home. 

Trustworthy

Professional roofers have a reputation for excellence, and you can confirm their work through the reviews from previous clients. Therefore, you can trust that they will deliver according to your desired quality and design. Since they want to protect their name, you can rely on their work to be nothing but the best. It is also a bonus to know you are working with someone who has been in business for a while and knows what they are doing. 

Cost-Effective

Working with expert roofers might seem expensive up-front, but it prevents you from spending heftily in the future. The roofers ensure they assess every building and work according to its needs. Therefore, they can foresee potential problems and address them accordingly. With such expertise, you will not get any malfunctioning in the near future, thus saving you money for repairs and replacements. 

When you go for cheap, unprofessional roofers, they might not know the specifications of various roofing materials and end up damaging them. Their unskilled work may also lead to issues like leaks within a short time. 

Quality Products

Professional Roofers like Shelby Roofing & Exteriors always work with high-quality products. While they may seem slightly costly compared to the others, these materials will outlast the cheaper ones. By working with our team, you get a guarantee of getting an excellent roof at a competitive price. Quality roofing products also last long, thus saving you from incurring repair and replacement costs for several years. Working with quality products also guarantees exceptional warranties from products like GAF. 

Conclusion

Working with a professional team like Shelby Roofing & Exteriors is an investment you cannot regret. The pros handle every project uniquely and give their best to ensure your family enjoys a stable roof over their heads. Once we complete the work, you can enjoy peace of mind for many years.